Meet Our Sales Leaders | Lawrence-MA

Meet Our Sales Leaders

Keith Webster, SVP of Retail Sales

NMLS #176551

As SVP of Retail Sales at Equity Prime Mortgage he is a national sales leader and overall leader of The Legacy Division, Keith Webster’s mission is to empower underserved markets by creating a bridge to homeownership through empowering leaders in strategic growth markets that are influential and closely relate to the communities that they serve. He has over 24 years of experience in the mortgage industry as a leader in both ownership and management roles. As a part of the leadership team at Equity Prime Mortgage, Keith is known as one of the top leaders of a fast growing and successful organization. He is a 3-time President’s Circle winner, a proud Diamond Sponsor for NAHREP local chapter, and advisory board member and major supporter of NAREB, Empire Board, and WCR organizations. His primary focus are in emerging markets such as, but not limited to the African-American, Hispanic, women lead households, and millennial demographics.

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Mountain View

Tim Arrington, VP of Sales

NMLS #717914

Tim Arrington is an experienced home-financing professional committed to providing exceptional service from application to closing. Tim is a graduate of the University of Alabama, with a degree in Industrial Engineering. He has been in the mortgage business since 1998, with experience as a mortgage: loan officer, sales trainer and sales manager.

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Freddie Bates, VP of Sales

NMLS #256037

Freddie has worked in the industry for approximately 22 years, not only as an originator but as a recruiter and branch manager, as well. He prides himself in taking the time to understand a client's goals and future needs. He tries to go above and beyond the process by educating his clients. He also takes a lot of pride in building strong relationships with his referral partners. Clear communication throughout the process is a must. He looks forward to serving your needs in whatever capacity necessary.

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Jay Byars, VP of Sales

NMLS #270085

Jay is the Vice President of Sales for the Charleston, SC market. An avid community servant, he currently is serving as Chairman of Dorchester County Council and was reelected to his third four-year term in 2018. Jay has been helping people with their home loan purchase and refinance needs since 2002. As a former high school science teacher and baseball coach, Jay understands how to sit down and help families navigate their home loan needs without worry or stress. As he tells his clients and constituents, 

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Mountain View

Stephen Carpitella, VP of Sales

NMLS #15331

Stephen is a proven leader with over 13 years of experience in the mortgage industry. He holds an accounting and finance degree from Rider University and is a former CPA. Stephen is a highly successful individual loan originator and was ranked 20th in the nation for FHA loan volume in 2012 and 25th overall for Reverse mortgage origination.

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James Driscoll, VP of Sales

NMLS #21420

Jim Driscoll has worked in the mortgage business for more than 25 years and is noted as one of the Top 1% of Mortgage Originators by Mortgage Executive Magazine.  Most recently, he was ranked 25th on the list of Top 250 Latino Mortgage Originators by NAHREP (National Association of Hispanic Real Estate Professionals®). As the Vice President of Sales Equity Prime Mortgage in Methuen, Jim and his team are committed to providing service that exceeds expectations by catering to the unique needs of each client.

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Martha Dutenhoefer, VP of Sales

NMLS #1642727

Having been within the financial industry for 21 years, Martha provides each and every client of hers with the knowledge, service, and support that they expect and deserve. Starting as a Loan Originator in 1997, she has experience in residential lending, commercial lending, and wholesale lending. Her passion for loan origination is unmatched, and she always does her best to achieve a positive outcome for each and every borrower. Give her a call today! 

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Rick Forbrich, VP of Sales

NMLS #1293091

Richard "Coach Rick" Forbrich has been in the mortgage industry for 20 years. He started as an originator and quickly moved to Branch manager. He can still remember his first ever closing: "Mr. and Mrs. Ortiz, and how as we carried her in her wheelchair up the stairs into her very first home for the very first time she started crying tears of joy. My wife was with me that day and she had been skeptical if I should be working in this industry with a 2-year-old and an infant to feed, but after Mrs. Ortiz told her the story of how I helped her realize the dream of homeownership, on the ride home my wife was in tears and told me 'you are right where you are meant to be' and to never stop helping people."

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Lattice Hardwick, VP of Sales

NMLS #379945

Lattice Hardwick is an experienced mortgage originator with over 11 years in the industry. She is very personable when guiding first-time homebuyers and supporting existing homebuyers; whether her customers need a Jumbo or VA loan or a first-time homebuyer program. Working with a large community bank like Ameris has helped Lattice continue her mission to bring simplicity to an industry that can otherwise be pretty intimidating for most people. As she always says with a smile "I'll be very gentle through the entire process".

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Marlena Holloway, VP of Sales

NMLS #822636

With 19 years of experience encompassing nearly every facet of the mortgage industry from loan processing to loan originating, Marlena is privileged to be Vice President of Sales with Equity Prime Mortgage Legacy Division. As VP of Sales, Marlena has the opportunity to assist sales and operations, providing clear consistent communication, addressing day to day issues quickly as they unfold thereby ensuring stress-free successful closings. Contact her today for all your mortgage lending needs.

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Edgar Lozada, VP of Sales

NMLS #355402

Based in Orlando, Edgar Lozada is a passionate, genuine and self-motivated individual who adheres to the belief that building and maintaining relationships are the keys to success.  As the Vice President of Sales for Equity Prime Mortgage Orlando, Edgar and his team with a diverse set of personalities and skills will ensure your mortgage needs are not only met, but exceeded from beginning to the end of the mortgage process.  Edgar has mastered how to couple hard work with efficiency, and realizes how important timing is to any venture.  He has been in the industry for over 20 years.

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Ruben Moreno, VP of Sales

NMLS #306718

With over 13 years of experience in the mortgage industry, Ruben Moreno has the know-how to find the perfect loan for you. Ruben specializes in the Latino community. He is devoted to helping you achieve the American dream of homeownership. Reach out to Ruben today!  

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Sam Patel, VP of Sales

NMLS #119511

Sam Patel has been working in the mortgage industry for over 10 years. With a heavy background in developing process-flows for the industry, Sam understands how every aspect of the operation and individual involved in the loan process adds value to the service Equity Prime Mortgage delivers as an organization. He’s consistently looking to challenge his team and find creative solutions to help streamline and speed up the lending process.

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Loren Ragland, VP of Sales

NMLS #79996

Loren F. Ragland has helped people build wealth through homeownership for more than 20 years. Whether it's your first time buying a home or not, he is ready to serve. Loren is passionate about you and works hard to accomplish your mortgage goals along with your overall financial needs. With his vast knowledge of FHA, VA, and Conventional loan programs; he will review your credit profile and offer up tailor-made solutions that will help grow your financial wardrobe.

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Charles Richarson, VP of Sales

NMLS #365761


A mortgage banker since graduating from The University of South Carolina in 1982 with a B.S. in Finance, Charles is passionate about and dedicated to providing his clients the absolute best financing terms and customer service. From first-time home buyers to relocating executives, Charles' clients benefit from his local real estate knowledge, hands-on approach and extensive knowledge of mortgage banking. Contact Charles anytime to discuss your personal home mortgage financing needs.

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John Rios, VP of Sales

NMLS #73087

A proud family man with over 25 years experience in the mortgage industry, John is the man you can trust to get your loan done right. He is involved with the development of personnel, increasing sales, and originating loans such as FHA, VA, FNMA, FHLMC, and Non-QM. He has a comprehensive understanding of their guidelines, with the ability to properly train and inform his sales team and borrowers regarding their questions under any new challenges within the market. John is well known for making himself available 24/7. Reach out today!

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Mountain View

Ryan Sanford, VP of Sales

NMLS #119511

Ryan Sanford has had over 13 years of experience in the mortgage industry. It is this love for what he does that has led him to his current position as the Vice President for Equity Prime Mortgage in the St. Louis area. This is a role that allows me to be involved in the day to day direction of the company, while also overseeing every aspect of the loan process for my clients, from application to funding.

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Curtis Swanson, VP of Sales

NMLS #338013

Curtis Swanson has been in the mortgage business since 2003. His devotion to communication in every aspect of the loan process and relationship building with not only his clients, but everyone involved with the process led to his team consistently achieving the highest sales numbers in the company.

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Mountain View

Nick Tantanella, VP of Sales

NMLS #216424

Nick grew up in Augusta, GA before attending Georgia Southern University where he obtained a BBA in Finance. He has grown within the company as first an LO, then a sales manager, and now a VP running the Equity Prime Mortgage Buckhead office. Nick says, “Over the last 15 years I have been responsible for funding billions of dollars in loan volume, closing well over 6,000 transactions, as well as providing guidance and advice to tens of thousands of applicants.”

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Derek van Dam, VP of Sales

NMLS #1140429

Derek van Dam is a seasoned mortgage professional with 17 years of experience. Prior to joining Equity Prime, he served in a variety of roles in the industry such as Loan Originator, Sales Manager, Branch Manager, AVP, VP of Sales and Senior Vice President of Production. He was also the part owner in two different companies. As a Vice President with Amerisave Mortgage Corporation, he helped them grow into the number two online lender in the US during his six-year tenure there. Derek prides himself on his attention to detail and communication skills. 

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Simone Weber, Regional VP of Sales

NMLS #1226029

As a Regional VP for Equity Prime Mortgage - Legacy Division, Simone Weber has two decades of successful experience as a leader hiring and managing Loan Officers. An immigrant from Brazil, Simone is passionate about creating a bridge to homeownership in underserved markets by helping her team become more influential and closely relating to the communities they serve. Twice President's Club and Three times Captain's Chair winner, Simone was recognized throughout her career by promoting diversity and inclusivity in the industry.

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